This analysis uses new questions in the Current Population Survey Annual Social and Economic Supplement to examine rates of offer and take-up of employer-sponsored health insurance over early 2014 and early 2015, as well as reasons reported for why individuals did not enroll. We find increases in offer and eligible rates of 0.5 and 0.9 percentage points, respectively, and a decrease in the take-up rate of 1.5 percentage points, while the coverage rate remained stable. We further find an increase in the proportion of workers covered by another plan and decreases in the proportions eligible for coverage but having a pre-existing condition, employed as contract or temporary employees not allowed in the plan, and who have not yet worked for an employer long enough.

Offer and Take-up of Employer-Sponsored Insurance

The purpose of this extract is to provide information on the offer and take-up of employer-sponsored health insurance coverage for individuals who were employed but did not have employer-sponsored coverage in 2019. Consistent with the 2014 through 2018 research extracts, this extract includes information for all employed individuals who do not currently receive employer-sponsored insurance, and documents if health insurance was offered through their employer. In contrast, the main 2019 CPS ASEC public-use file only includes offer and take-up information for employed individuals who are currently covered through employer-sponsored plans, but who are not the policyholder (i.e. covered through a family member’s employer-sponsored plan).

TakeUpReadMe2019 [< 1.0 MB]

TakeUpReadMe [< 1.0 MB]

asec19_takeup [< 1.0 MB]

asec18_takeup [< 1.0 MB]

asec17_takeup [< 1.0 MB]

asec16_takeup [< 1.0 MB]

asec15_takeup [< 1.0 MB]

asec14_takeup [< 1.0 MB]

Related Blog

Random Samplings Blog

Majority of Workers Take Health Insurance Offered by Their Employers

June 16, 2016

New statistics from the U.S. Census Bureau show that in 2015, 78.8 percent of employees worked for an employer who offered insurance to any of its employees, 71.0 percent of workers were eligible to take offered coverage, and 54.3 percent took the coverage offered by their employers.

Related Information

Health Insurance

Page Last Revised - October 8, 2021

Some content on this site is available in several different electronic formats. Some of the files may require a plug-in or additional software to view.

Is this page helpful?
Thumbs Up Image

Yes

NO THANKS

255 characters maximum

255 characters maximum reached

Thank you for your feedback.
Comments or suggestions?

Top