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There were 91 million wage and salary workers 25 years old and older in the United States in 1991. Many – but far from all – were covered by retirement plans other than Social Security. These included both employer-provided and employee-directed plans, such as IRA’s and 401(k) plans.
This Brief examines how many of these workers had such coverage and the various factors influencing coverage rates. The data, collected by the Survey of Income and Program Participation (SIPP) in February-May 1991, are compared with those collected in January-April 1987 and September-December 1984.
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